Flood Insurance

FLOOD insurance provides you with coverage when your personal items and/or property is ruined as a result of… you guessed it, flooding. Flood insurance can be purchased through The National Flood Insurance Program (NFIP) or private providers. Not every homeowner needs flood insurance, but it may be a smart investment to make regardless of your location

Total Policy issued
25000+

What Is Flood Insurance?

Few things about Flood Insurance

Flood Insurance Facts

Few things about Flood Insurance

Flood insurance is only required if you live in a high-risk flood area, and you have a mortgage on the home.

The maximum amount available under the NFIP for the type of structure you own. For homes, that amount is $250,000 and $100,000 for your content.

Valuables and Business Property: Up to $2,500 for fine art, collectibles, furs, jewelry and business property combined. No coverages for additional living expense

Most homeowner insurance policies do not cover property losses resulting from flooding

Close to 40% of small businesses never reopen their doors following a follow disaster.

Flood insurance is available for both residential and commercial buildings.

There is a mandatory 30-day waiting period for policies that are not required by your lender.